Exceptional James Bay revenue property with legal duplex status at 124 & 126 St. Andrews and excellent future potential. This 1907 character home is currently configured with 4 self-contained living areas, including 3 long-term tenancies and a spacious main residence now vacant and freshly updated. Ideal for an owner-occupier seeking mortgage help or an investor looking for immediate income and future rental upside. Set on a generous 50’ x 150’ lot in the desirable GRD-1 zone, just minutes from Beacon Hill Park, Dallas Road, James Bay Village and the Inner Harbour. City of Victoria confirms the last approved use as duplex and advises GRD-1 zoning permits fourplex use, subject to planning approval and applicable regulations. Buyers to verify the existing configuration, permit history and future development potential. Rare opportunity in one of Victoria's most sought-after neighbourhoods.